Personal / medical insurance from a reliable and reputable provider is crucial. You don't like to think about a serious illness or accident, but even breaking bones can be expensive - €750 to plaster a leg in France - while an airlift for a more serious injury can cost thousands.

If you break down on a British motorway you will need to be covered by a motoring organisation. Your Irish AA membership will entitle you to service, but if you are not a member of any rescue service then be prepared to pay a hefty bill - in the region of Stg£100 - just to be towed off the motorway by the garage that the police will detail to get you clear.

There are plenty of insurance products available to protect you against all such headaches. The AA Five Star cover for a family with three kids travelling to France for two weeks costs €141.90. This is a very inclusive policy and you can shop around to see what suits you bets, but that is the type of price that you will pay for the best quality of cover. It is important to tell your insurance company that you are taking your car abroad. There should be no cost for this within the EU, but if you don't inform them then you could find that you only have the legal minimum level of cover while you are away. For example you might only have third party insurance cover in France even though you are fully comprehensive at home.

More information, including the latest European Fuel Prices are available online at the AA website: www.aaireland.ie/infodesk/motoring_europe.asp.

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